London, July 22, 2025 – Digital asset companies can now gain access to lower premiums and improved insurance coverage through native Risk Collective – a new underwriting partnership and frameworks designed to reward strong risk practice.
Launched by specialized digital asset brokers NativeNative Risk Collective is the first initiative of its kind that directly links controlled cybersecurity and risk -reducing technology – such as smart contract audits, threats and disaster recovery – for improved insurance conditions. Each supplier is assessed by the native and the insurer to determine its impact on risk reduction, with clients who adopt one or more of the approved technologies that have access to benefit insurance through a panel with special insurance companies, led by Lloyds from London Underwriters Mosaic Insurance and Chaucer. They can get not only benefit insurance prices, but also access to a new and exclusive product that uniquely stands for technology, cyber and crime specific to digital asset companies.
Several technology vendors have already joined the initiative, including Hacken, Circuit, Breachbits, Hypernative and Station70, with more expected to follow in the coming months.
Digital asset companies such as exchanges, guardians and wallet suppliers have long encountered disproportionately high insurance costs due to lack of confidence from traditional insurance companies. Although they invest in security infrastructure, companies have seen some reward in the form of improved insurance terms because insurers have hesitated to cover what is often considered a high -risk sector.
The native risk collective fundamentally changes how the risk is handled and signed in the digital asset sector. By standardizing how risk reduction is assessed and incorporated into insurance, it removes long -term barriers for insurance companies and unlocks broader access to coverage. This approach enables customers to access an exclusive tailor-made product for a more competitive premium-all with the support of Lloyd’s insurers. This product will not be available to companies that use suppliers outside the original risk collective, which ensures that companies are rewarded to choose predetermined suppliers that meet native rice requirements.
“For several years, insurance companies have controlled away from digital assets because they see the sector as too risky and complex to guarantee with confidence,” says Ben Davis, co -founder and CEO of Native. “The native risk collectives change it. It gives the insurance companies a framework that they can rely on and connect them with suppliers that actively reduce the risk on the ground. This is the first time we have seen such an effective way to bridge the gap between traditional insurance and digital assets, and it offers a win-Win for all involved.”
Customers have access to more competitive premiums and better handled risk. Suppliers can place their technology as a gate to better insurance. And insurers support safer companies, which means fewer claims and healthier portfolios. Natives open the door to insurance products that this industry has never seen before, which helps build a more resilient digital asset ecosystem during the process.
“Mosaic is proud to be at the forefront when it comes to designing the future of digital access insurance through the native risk collective. This launch brings together our market-leading cyber and financial institutions signed teams to deliver sustainable, adapted coverage that recognizes the significant cities digital asset companies have been involved. Innovation and providing tiloReding to the most important asset companies has made risk mature. We are involved for the purpose of partnership, innovation and innovation and innovation and innovation and innovation and to provide Tailored-Solvory to the most support. – Kieran Quigley, VP, Cyber, Mosaic Insurance
“Chaucer is proud to help start the original risk collective-a future-oriented solution to one of the insurance market’s most underwritten areas. This collaboration model encourages best practice while supporting the sector’s development and showing our commitment to finding innovative ways to serve emerging markets.” – Ben Marsh, Class Underwriter – Cyber, Chaucer
The native risk collective changes the paradigm for digital asset security. By integrating Hypernative’s industry-leading risk-capable capacity, we not only offer protection-we set a new industry standard where the use of groundbreaking technology is directly translated into concrete benefits such as lower premiums and higher coverage for customers. ” Gal Sagie, CEO and Co -Founder, Hypernative
“The Same Principles That Protect Fortune 500 Companies Apply to Web3 – These Include Strong Authentication, Continuous Monitoring, and Rapid Incident Response. At the same time, web3 Introduces Additional Risks and High Stakes that Require ToTet That’s Why We’re Excited to Join The Risk Collective. By Bringing Decades of Enterprise Security Expertise and Next -Gen Predictance Capabilities to Protect Web3 Innovators, We’re Helping Build The Trust Foundation This ecosystem must be pleased. J. Foster Davis, COO & COFOUNDER, Violations
“We believe that the future of risk management is proactive, not reactive. By joining the original risk collective, we help to start a new era where threats are discovered in real time, answers are automated and confidence in web3 is built on constant, transparent defense.” – Deyys Ivanov, Head of Buyer, Hacking
About natives
Natives are the first global insurance broker to bridge traditional markets with Onchain Capital for the crypto and blockchain industry. Founded by groundbreaking insurance experts combines native decades of experience in both digital assets and global insurance markets to solve complex risk challenges. With access to Lloyd’s from London, native innovative protocols and platforms protect with a unique mix of consultation, traditional insurance placement and alternative solutions for transmission of risks.
About mosaic
Mosaic is a global special insurance agency with exceptional expertise, focus on complex products and a distinct operating model. Our innovative structure enables the deployment of various forms of capital in full adaptation in favor of clients and partners. We currently guarantee close to 30 other highest-ranked insurance companies together with our own Lloyd’s syndicate 1609 and offers lead-line + syndicated capacity, adapted service and full authority for companies over seven product lines in seven countries. We use the inheritance from Lloyds and benefit from the market’s global licenses and grades on economic strength. Visit Mosaicinsurance.com and follow us at @mosaic1609.
About Chaucer Group
Chaucer is a leading specialty (RE) insurance group that works with brokers, cover and customers to protect and support business operations around the world. Chaucer’s services are reached through both Lloyd’s of London and the corporate markets. Chaucer is a member of the China Re group and is supported by their financial and operational resources. China Re is one of the world’s largest reinsurance companies whose outstanding and comprehensive strength is ranked as an (excellent) by Am Best and A (Strong) by S&P Global Rating. For more information, visit www.chaucergroup.com
